Umuda Yolculuk

Practical tips will leave after article fairness and justice activities of the bank or collection agency to knockout debt. Far more important than the consequences of empty arguments unpaid loan. Tainted credit history and a high probability of failure of a loan in the future – only the florets. Recently adopted amendments to allow the bailiffs not to release the debtor from the Russian Federation. Center For Responsible Lending addresses the importance of the matter here. Federal service of bailiffs intends to consolidate the law and other limitations. By the very worst debtors will apply the following sanctions: Deprivation of a driver's license, copying resources from the mobile phone account, the removal of property from third parties, for which the debtor could rewrite their property, knowing that he faces a meeting with the bailiff.

If the debtor can not repay its debt due to the fact that he was in severe financial situation, he should immediately notify the bank or collector. Hide from the lender is not beneficial to the borrower himself as a bank within a month of delay on a very common conditions of the loan agreement the right to appear early reclaim the loan. That is, the bank may require to repay the full amount of the debt immediately. If the loan repayment for the bank, he will schedule individual payments, grant an extension. In special cases we can talk about withdrawing from the debtor of the penalties and interest.

But even in court the debtor may claim from the creditor a settlement on terms acceptable to its terms, referring to the difficult circumstances of life. Sales of existing collateral and can be output from difficult situation. Sale of the property with the consent of the bank can engage himself borrower. If he can sell the collateral benefit, the heavy losses upon the dissolution of a credit agreement he did not suffer. Indeed, in this case, all previously paid on the loan money will come back to it almost in its entirety (except for lending rates). Approval of the bank in the transaction of sale is only necessary to deposit will not be sold at a lower price. Another way to solve the problem – refinancing with another bank on more favorable terms. In other words, pay off old loans through new, issued at lower interest rates. This procedure is called a refinance loan. However, all these tips are suited to borrowers that banks are fair game. But it happens and so that lenders intentionally bring it up to the critical point, trying to increase the amount of debt and not really explaining its borrower than he could face further delays in payments. As a result, the debt is not really lift, and looming trial with an adverse outcome – confiscation of property. In this the mono address antikollektoru. Antikollektory – it's lawyers, whose specialty is to protect the interests of borrowers to the bank or collection agency. They help borrowers to minimize the penalties for delinquent loans, to reduce the bank's claim against the debtor. For example, antikollektory can take advantage of Article 333 of the Civil Code – A decrease of the penalty. " Antikollektory and help win a court-friendly borrower outcome of the case. Many of us have black stripes occur in life, and the unpaid loan may be in addition to aggravating existing problems. It is better not to bring the case to court on time to pay off all debts and continue to responsibly as a familiarization with the terms of the loan agreement, and to their own financial obligations.