Civil Code Loan

Posted by marmara on April 16, 2016

Practical tips will leave after article fairness and justice activities of the bank or collection agency to knockout debt. Far more important than the consequences of empty arguments unpaid loan. Tainted credit history and a high probability of failure of a loan in the future – only the florets. Recently adopted amendments to allow the bailiffs not to release the debtor from the Russian Federation. Federal service of bailiffs intends to consolidate the law and other limitations. By the very worst debtors will apply the following sanctions: Deprivation of a driver's license, copying resources from the mobile phone account, the removal of property from third parties, for which the debtor could rewrite their property, knowing that he faces a meeting with the bailiff.

If the debtor can not repay its debt due to the fact that he was in severe financial situation, he should immediately notify the bank or collector. Hide from the lender is not beneficial to the borrower himself as a bank within a month of delay on a very common conditions of the loan agreement the right to appear early reclaim the loan. That is, the bank may require to repay the full amount of the debt immediately. If the loan repayment for the bank, he will schedule individual payments, grant an extension. In special cases we can talk about withdrawing from the debtor of the penalties and interest.

But even in court the debtor may claim from the creditor a settlement on terms acceptable to its terms, referring to the difficult circumstances of life. Sales of existing collateral and can be output from difficult situation. Sale of the property with the consent of the bank can engage himself borrower. If he can sell the collateral benefit, the heavy losses upon the dissolution of a credit agreement he did not suffer. Indeed, in this case, all previously paid on the loan money will come back to it almost in its entirety (except for lending rates). Approval of the bank in the transaction of sale is only necessary to deposit will not be sold at a lower price. Another way to solve the problem – refinancing with another bank on more favorable terms. In other words, pay off old loans through new, issued at lower interest rates. This procedure is called a refinance loan. However, all these tips are suited to borrowers that banks are fair game. But it happens and so that lenders intentionally bring it up to the critical point, trying to increase the amount of debt and not really explaining its borrower than he could face further delays in payments. As a result, the debt is not really lift, and looming trial with an adverse outcome – confiscation of property. In this the mono address antikollektoru. Antikollektory – it's lawyers, whose specialty is to protect the interests of borrowers to the bank or collection agency. They help borrowers to minimize the penalties for delinquent loans, to reduce the bank's claim against the debtor. For example, antikollektory can take advantage of Article 333 of the Civil Code – A decrease of the penalty. " Antikollektory and help win a court-friendly borrower outcome of the case. Many of us have black stripes occur in life, and the unpaid loan may be in addition to aggravating existing problems. It is better not to bring the case to court on time to pay off all debts and continue to responsibly as a familiarization with the terms of the loan agreement, and to their own financial obligations.

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Innovation Policy Department

Posted by marmara on March 23, 2013

Annual plant capacity – 90 thousand square meters. meters of plate-slab per year. The Spanish line was not chosen by chance. A total of 12 companies worldwide produce equipment for bezopalubochnogo molding. But conditions in Russia is responsible only Russian-Spanish equipment, since during the 12 years it has adapted to our specific conditions.

Moreover, this equipment is cheaper than any other. A the main event of 2007 took place in Kotelnich. It was inaugurated in the summer a new plant from the “Glavstroy.” The benefits are obvious: in Kotelnich able to maintain and use power in a Bose selhozhimii deceased, jobs were about 300 people. All products are manufactured on equipment and technology to meet the requirements of European standards (output – 12 thousand cubic meters. Meters per year).

By the way, Muscovites celebrate a very profitable location company, which is at the intersection of the railway, road and river arteries. Today, the company “Mospromstroymaterialy-Vyatka” (this is called the plant) produces laminated veneer lumber for European windows (almost all of it goes to Moscow, because Europe is moving from the plastic windows on wood). “Company” MPSM-Vyatka “is the second year in state support, and as a result of this project, the company began to produce products more or less wide range: from cover to Pillet. The total investment amounted to 250 million rubles.

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Representative

Posted by marmara on November 8, 2011

Title Insurance – insurance property losses as a result of termination of the right of ownership to it. It provides protection in case of property acquired property will be demanded by the owner for various reasons: the conclusion of a contract of sale in violation of the law, the preservation of the rights to property after his exclusion from a third party, lack of capacity or capacity of the seller, etc. Simply put, this property is not insurance at a possible case in the future, and prevention of accidents of various contingencies that might already be the case when signing a contract of sale of housing or even earlier. Determinants in choosing an insurance company would be several criteria: the stability of an insurance structure that corresponds to the material base and experience in the market; wide range of insurance products, individual approach to every customer, guarantees protection of clients' rights (the legal support of the conclusion of insurance contracts and the settlement of insurance claims for payment of insurance recoveries). You should know that the transaction may be invalidated if it was concluded: at the suit of one of the owners of property in common ownership by reason of absence from the person who sold the property, appropriate authority from the other owners, by an unauthorized person or entity in excess of its existing powers, incapable citizen, recognized as such because of mental disorder; citizen limited capacity due to a court in the abuse of alcohol or drugs, under the influence of delusion, under the influence of fraud, violence, threats, malicious agreement Representative On the one hand with the other party or exceptional circumstances, a minor under 14 years old or minors under the age of 14 to 18 years without the consent of his parents, adoptive parents or guardian, a vindication Insured (bona fide purchaser) for value acquired their property by the owner of the property if it had left the possession of the last person to whom it is transferred to the owner in possession, in addition to their Will (lost, stolen, etc.), a national, not able to understand the significance of his actions or control them at the time of the transaction (jar or other disease, physical trauma, etc.). There are other reasons that the transaction be void: non-compliance form of the agreement, failure to comply with the simple written form, failure to comply with the mandatory notarial form, the invalidity of the agreement, which does not meet the requirements of Law, the invalidity of an agreement concluded as a result of errors, and imaginary invalid sham transaction; invalidity of the agreement entered into by fraud, violence, threats, and intentional agreement with the representative of one party by another party or a confluence of grave circumstances, for other reasons. In the event that the contract of sale is not valid, the seller must return the money to the buyer.

And if salesman, has spent the money and can not return them. What do I do then? There is always a way out of difficult situations, especially if you take care of in advance – it may be insurance. If the buyer has insured loses apartment, the insurance company pays the market value of his apartment. A showdown with the seller is an insurance company. Getting document of ownership, buyers of apartments can, if desired simultaneously receive and the insurance policy under which it will act as the acquirer gains. Policyholder advocate the same insurance company in Volgograd, and their partner real estate company "Kvadrametr" specializing in real estate.

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Wind Power Market

Posted by marmara on November 2, 2011

Alternative energy has recently demonstrated the rapid development worldwide. This is due to rising oil prices, the current problems of energy security concerns and a growing number of people challenge climate change. Wind power in recent years was the most financially-intensive alternative energy industry in the world. In this sector the energy produced by wind turbines – machines that convert wind energy into mechanical energy of a rotating propeller, and then into electrical energy. Are currently used in two basic designs of wind turbines: horizontal axis and vertical-axis wind turbines. Both types of wind turbines have roughly equal efficiency, but the most widely used wind generators of the first type. Power turbine can be hundreds of watts to several megawatts.

The principle of wind power can vary: some installation work in parallel with the network, others – are autonomous in the absence of a wired network. Among the isolated autonomous individual stations, which operate to supply one household. Group windmills connected network forms a wind farm. The total amount of installed wind energy in 2008 exceeded the capacity of 115 MW, about 60% of wind turbines installed in Europe. In the wind industry employs today 350 000 people worldwide.

The rapid development of wind energy in the world contributes to public policy in many countries. In Russia, for alternative energy accounts for only about 1% of power capacity, despite the fact that our country has a huge renewable energy potential. Poor development of the industry due to the complex of external factors – economic, technical, legal, psychological, and organizational information.

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